HDFC Credit Card Reward Points – Maximize and Redeem Your Points

Understanding the HDFC Credit Card Reward Points

This is one of the utmost benefit that one gets of having a credit card. Credit Cards have a lot of benefits, it is not that they help you only in cashless transactions, at the same time, they provide you with reward points. A lot of people get these benefits, but, it so happens, that sometime, you miss out on those benefits. It is because you do not know the correct process as to how you can get the benefit or how you can redeem the points that you have accumulated so far. This has been seen one of the motivating factors for the consumers to have a credit card.

A lot of attractive products and programs are there that the bank has to offer to you. This happens in a way that when you buy something and the card is swiped, you get some reward points. On an average, you get Rs. 100-250  on every single purchase. Banks also tie up with a lot of merchants and this is how the reward points are earned. 

If you are a customer of HDFC Bank, then you can redeem your reward points by doing the following : customer service centers, by filling the redemption form that is done by post,  and also by online redemption. 

How to Redeem HDFC Credit Card Reward Points?

1. First of all, you will have to login to the HDFC NetBanking. A home page will open in front of you. On that page, you will get to see a tab on top which says “Credit Card”. 
2. After that, you will have to register your credit card. This can be done only once and you can log in anytime later. You will have to now again click on credit cards tab, after that you will see “Register New Card” which will be there on the left hand side of the page. You will have to complete the registration process first and then move further. 
3. When you are done with registration, you will get an option of “Redeem Reward Points” which will be again on the left hand side of the page. After that, select your card accordingly and then you will have to click on “continue”. This will take you to the online redemption portal. 
4. After that, when you reach the online redemption portal, you will have to click “redeem reward points” in that category. You will have to click on “select points range” and “item category” after that. You will get to see the catalogue. Under that, you can select items and add them in the shopping cart. 
5. These will be the items that you would want to redeem. After that, you can also view your shopping cart. You can also view the list of the items that you can redeem. If you want to edit the list, you can also do that by clicking on the edit tab. The number of items can easily be modified here. 
6. Also, it is very important for you to read all the terms and conditions before you proceed. Make sure that all the information that you have given is correct and matches with your information. All the items that you have redeemed will be delivered to the address that you have mentioned on the page. So, make sure that you give proper address. 
7. You can buy the products and items as per your wish now with this service. This can be done with this redemption service very easily. Also, remember that this option will be available to you only on selected products and can be easily availed through redemption form. 

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Maximize Your HDFC Credit Card Reward Points